Insurer保险人

Insured投保人

Insurance policy保险单

Subject matter insured保险标的

Insured amount保险金额

Premium保险费

Basic principles of insurance:

A insurable interest保险利益

B utmost good faith最大诚信

C principle of indemnity补偿原则

D proximate cause近因原则

Risks:

A perils of the sea海上风险

B extraneous risks外来风险

Losses:

A Total Loss全部损失/全损

B Partial Loss部分损失

General average contribution共同海损分摊

Expenses:

A sue and labour expenses施救费用

B salvage charges救助费用

PICC: People’s Insurance Company of China中国人民保险公司

C.I.C.: China Insurance Clause中国保险条款

I.C.C.: Institute Cargo Clause协会货物条款

Basic Risks Coverage:

A F.P.A: Free From Particular Average平安险

B W.P.A.: With Particular Average水渍险

C A.R.: All Risks一切险

W/W clause: Warehouse to Warehouse Clause仓至仓条款

General Additional Risks:

A clash and breakage碰损、破碎险

B taint of odour串味险

C fresh water and / or rain damage淡水雨淋险

D theft, pilferage and non-delivery: T.P.N.D.偷窃、提货不着险

E shortage短量险

F leakage渗漏险

G intermixture and contamination混杂、玷污险

H hook damage钩损险

I sweat and heating受潮收热险

K rust锈损险

L breakage of packing包装破裂险

Special Additional Risks:

A war risk战争险

B strike risk罢工险

C aflatoxin黄曲霉素险

D failure to deliver交货不到险

E on deck risk舱面险

F import duty risk进口关税险

G rejection拒收险

H fire risk extension clause (F.R.E.C.)— for storage of cargo at destination of Hong Kong including Kowloon or Macao.

货物出口到香港（包括九龙）或澳门存仓火险责任扩展条款

Insurance Documents;

A insurance policy保险单/大保单

B insurance certificate保险凭证

C combined certificate联合凭证

D open policy预约保单

E endorsement批单

SRCC: strike, riots and civil commotions罢工、暴动、民变险

I.O.P.: irrespective of percentage不论损失程度

Claim settlement理赔

Insurable value保险价值

Franchise免赔率

Insurance: To be covered by the Seller for 110% of the total invoice value against All Risks, as per and subject to the relevant ocean marine cargo clauses of the People’s Insurance Company of China, dated January1, 1981.