Insurer保險人

Insured投保人

Insurance policy保險單

Subject matter insured保險標的

Insured amount保險金額

Premium保險費

Basic principles of insurance:

A insurable interest保險利益

B utmost good faith最大誠信

C principle of indemnity補償原則

D proximate cause近因原則

Risks:

A perils of the sea海上風險

B extraneous risks外來風險

Losses:

A Total Loss全部損失/全損

B Partial Loss部分損失

General average contribution共同海損分攤

Expenses:

A sue and labour expenses施救費用

B salvage charges救助費用

PICC: People﹛s Insurance Company of China中國人民保險公司

C.I.C.: China Insurance Clause中國保險條款

I.C.C.: Institute Cargo Clause協會貨物條款

Basic Risks Coverage:

A F.P.A: Free From Particular Average平安險

B W.P.A.: With Particular Average水漬險

C A.R.: All Risks一切險

W/W clause: Warehouse to Warehouse Clause倉至倉條款

General Additional Risks:

A clash and breakage碰損﹛破碎險

B taint of odour串味險

C fresh water and / or rain damage淡水雨淋險

D theft, pilferage and non-delivery: T.P.N.D.偷竊﹛提貨不著險

E shortage短量險

F leakage滲漏險

G intermixture and contamination混雜﹛玷污險

H hook damage鉤損險

I sweat and heating受潮收熱險

K rust鏽損險

L breakage of packing包裝破裂險

Special Additional Risks:

A war risk戰爭險

B strike risk罷工險

C aflatoxin黃曲霉素險

D failure to deliver交貨不到險

E on deck risk艙面險

F import duty risk進口關稅險

G rejection拒收險

H fire risk extension clause (F.R.E.C.)﹛ for storage of cargo at destination of Hong Kong including Kowloon or Macao.

貨物出口到香港（包括九龍）或澳門存倉火險責任擴展條款

Insurance Documents;

A insurance policy保險單/大保單

B insurance certificate保險憑証

C combined certificate聯合憑証

D open policy預約保單

E endorsement批單

SRCC: strike, riots and civil commotions罷工﹛暴動﹛民變險

I.O.P.: irrespective of percentage不論損失程度

Claim settlement理賠

Insurable value保險价值

Franchise免賠率

Insurance: To be covered by the Seller for 110% of the total invoice value against All Risks, as per and subject to the relevant ocean marine cargo clauses of the People﹛s Insurance Company of China, dated January1, 1981.